Indian Brain

 Indian Brain

An Indian gentleman walks into a bank in New York  City and asks for the Loan Officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the  bank will need some form of  security for the loan, so the gentleman hands over the keys to a new Ferrari parked on the street in front of the bank. He  produces the title and  everything checks out. The loan officer agrees to  accept the car as collateral for the loan.

The bank's president and its  officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari  as collateral against a $5,000 loan. An employee of  the bank then drives the  Ferrari into the bank's secure  underground garage and parks it there.

Two weeks later, the Indian returns, repays the $5,000 and the interest, which  comes to $15.41. The loan officer says, "Sir, we are very happy to have had  your business, and this transaction has worked  out  very nicely, but we are a little puzzled. While you were away, we checked you out and found that you  are a multi-millionaire. What puzzles us is, why would you bother to borrow  $5,000".

The Indian replies: "Where else in New York City could I park my  car for two weeks for only $15.41, and expect it to be there when I return".

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